Snap Fact #219 - ObamaCare Guarantees That Sick Children Can’t Be Denied Coverage!

Post date: Jun 14, 2012 1:34:54 PM

Snap Fact #219

ObamaCare Guarantees That Sick Children Can’t Be Denied Coverage!

Personal testimony:

“The new law gives us peace of mind that we’ll always be able to find health coverage for our daughter.” - Nydia, of Brentwood, Calif., who has a daughter born with a heart defect.

How it works:

• Children under age 19 can’t be denied coverage because of their health status.

• Insurers can’t exclude coverage for treatment related to a child’s pre-existing condition.

The fine print:

• Until 2014, insurers can still charge higher premiums for sick children, so insurance for them may not be affordable.

• State laws may restrict access to new coverage for sick kids to specific open-enrollment periods.

• Insurers in some states have threatened to stop selling child-only policies.