Snap Fact #219 - ObamaCare Guarantees That Sick Children Can’t Be Denied Coverage!
Post date: Jun 14, 2012 1:34:54 PM
Snap Fact #219
ObamaCare Guarantees That Sick Children Can’t Be Denied Coverage!
Personal testimony:
“The new law gives us peace of mind that we’ll always be able to find health coverage for our daughter.” - Nydia, of Brentwood, Calif., who has a daughter born with a heart defect.
How it works:
• Children under age 19 can’t be denied coverage because of their health status.
• Insurers can’t exclude coverage for treatment related to a child’s pre-existing condition.
The fine print:
• Until 2014, insurers can still charge higher premiums for sick children, so insurance for them may not be affordable.
• State laws may restrict access to new coverage for sick kids to specific open-enrollment periods.
• Insurers in some states have threatened to stop selling child-only policies.